Medical Plan Options

Chipotle offers multiple medical plan options to fit your needs. All medical plans provide in-network preventive care at no cost to you.

Anthem Consumer Directed Health Plan (CDHP)

Lowest per-paycheck cost and an HSA

The Anthem CDHP medical plan option offers the lowest per-paycheck cost and includes a Health Savings Account to create a reserve of funds for out-of-pocket expenses. You’ll pay 100% of negotiated costs until you meet your deductible, after which you pay a 20% cost share for in-network care up to the out-of-pocket maximum. This plan includes coverage for out-of-network doctors, though you’ll typically spend less by staying in-network.

Anthem Low Deductible PPO

Low deductible

The Anthem Low Deductible PPO medical plan option features a low deductible, meaning you pay less before the plan begins to pay a portion of costs. After meeting the deductible, you pay 20% for most services up to the out-of-pocket maximum. This plan includes coverage for out-of-network doctors, though you’ll typically spend less by staying in-network.

Anthem EPO

Copay-based care with no deductible

The Anthem EPO medical plan option features predictable copay-based fees for office visits with no deductible to meet. This plan has the highest per-paycheck cost and does not include coverage for out-of-network doctors.

Kaiser HMO (CA Only)

Enjoy the Kaiser network experience

An HMO gives you more predictable costs but less flexibility. There is no deductible and you pay a copay for most services. All care must be received within the Kaiser network, which allows Kaiser to coordinate your entire care experience. This plan does not include coverage for out-of-network doctors.

medical comparison table

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Medical Plan Comparison Chart

Plan Details

Anthem CDHP
In-Network

Anthem Low Deductible PPO In-Nework

Anthem EPO
In-Network

Kaiser HMO (CA Only)
In-Network

Deductible

$1,700 individual
$3,400 family
$250 individual
$500 family
$0 individual
$0 family
$0 individual
$0 family

Out-of-Pocket Maximum

$4,000 individual
$7,150 family
$2,250 individual
$4,500 family
$2,000 individual
$4,000 family
$2,000 individual
$4,000 family

Preventive Care

No charge
No charge
No charge
No charge

Primary Care Visit

You pay 20% after you meet your deductible
$30 copay
$25 copay
$25 copay

Specialist Visit

$50 copay
$35 copay
$25 copay

Urgent Care

$50 copay
$50 copay
$50 copay

Emergency Room

$150 copay
You pay 15% coinsurance
$125 copay

Retail Pharmacy

Generic

You pay 20% after you meet your deductible
$10 copay
$10 copay
$10 copay

Preferred Brand

$25 to $50 copay
20% after deductible
(min $25/max $50)
$25 copay

Non-Preferred Brand

$50 to $100 copay)
$25 to $50 copay
$25 copay

Speciality

$50 to $100 copay
Not covered

Bi-Weekly Cost

You

$65.05
$107.89
$130.72
North: $83.54
South: $84.35

You + Spouse/Domestic Partner

$166.37
$254.22
$301.00
North: $230.92
South: $233.13

You + Child(ren)

$145.85
$227.27
$270.61
North: $184.34
South: $186.12

You + Family

$234.39
$362.94
$431.40
North: $335.94
South: $339.17

LIVEHEALTH ONLINE VIRTUAL CARE

Convenient & cost-effective virtual primary care

LiveHealth Online offers a cost-effective and convenient care option for many non-urgent conditions. Get connected to board-certified doctors and licensed therapists from your computer, tablet, or smartphone anytime, anywhere. Use LiveHealth Online for primary care, mental health support, or advice for common health concerns.

LiveHealth Online is offered at no cost for Anthem Hourly PPO members.

Anthem

Kaiser Permanente

Web: kp.org