Life and disability

Life and AD&D Insurance

Life and Accidental Death and Dismemberment (AD&D) insurance provides your family financial security in the event of a catastrophic event.

Basic Life and AD&D

Basic Life and AD&D insurance is automatically provided to eligible Staff employees and is completely paid for by Chipotle. This benefit includes dependent coverage as well.

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Covered Person

Benefit Amount

Employee Basic Life

2x annual salary

Employee Basic AD&D

2x annual salary

Dependent Basic Life

Spouse: $10,000
Child: $5,000

Voluntary Life Insurance

In addition to Basic Life Insurance, you have the option to purchase Voluntary Life insurance. See additional details on Cultivate Me.

ENROLLING & RESOURCES

Enroll at thehartford.com/benefits/enroll using the following:

  • Your Username: Your full employee ID (please note that if your employee ID begins with a 0, you will need to leave off the 0 when entering your username)
  • Your Password: Your initials (first and last name in lower case) followed by your date of birth (mmddyyy)

Example: Jane Doe's employee ID is 01234 and her birthday is January 5, 1975. Her username is "1234" and her password is "jd01051975."

Need help registering? A Hartford customer service representative is available to walk you through the entire enrollment process. Call 855-EZ-NROLL (855-396-7655) Monday - Friday from 8am to 8pm ET.

Make the Right Decisions

Looking for help with your enrollment decisions? Use the Life Insurance Calculator to determine how much coverage you need.

Select Your Beneficiary

A beneficiary is the person(s) who receives the cash benefit if a covered person experiences a qualifying event or condition. You should check your beneficiary designation on enroll.thehartfordatwork.com to make sure it reflects your wishes.

Disability Insurance

Disability insurance provides income replacement if you become disabled and unable to work due to a non-work-related illness or injury. Disability coverage helps you financially, so you can focus on getting better. This coverage is automatically provided to eligible Staff employees and is completely paid for by Chipotle.

  • Short-Term Disability provides you 60% of your weekly salary for short-term disabilities.
  • Long-Term Disability provides you 60% of your monthly salary for disability that lasts for an extended period of time.

For additional details, visit Cultivate Me.