build credit with Cred.ai

Modern Spending Experience

Cred.ai Pro is an exclusive high tech banking experience that replaces your current debit card, gives you faster access to your paycheck, and aids in your financial wellness journey by automatically helping to optimize your credit score.

How Does It Work?

Chipotle Team Members simply replace their current debit card with Cred.ai Pro and spend like they always have. The Cred.ai Pro Credit Optimizer works completely in the background, and you never worry about paying a bill or managing balances. You just spend like your normal debit card, and Cred.ai takes care of the rest. Cred.ai Pro even works if you already have good credit. Having a healthy credit score is a cornerstone to overall financial wellness, and can be critical for life events like refinancing student loans, getting a car, or leasing an apartment.

Cred.ai Pro Features:

• A virtual card that self-destructs if your information is compromised (e.g. buying products on social media)
• Ability to automatically block or approve specific merchants
• Automatic fraud scanning
• The limited-edition Unicorn Visa Card
  
• 24/7 Phone Support
• 55k+ Free ATM’s
• $250k FDIC Insurance
• Guarantee to never pay fees or interest
• Cred.ai Pro’s life-changing “Credit Optimizer”

Get started with cred.ai pro

1. Sign up at cred.ai/chipotle
2. Instantly receive a new Cred.ai Pro deposit account and routing number (just like the one you have with your current debit card)
3. Log into Workday using your Okta login (okta.chipotle.com) and select Benefits and Pay
4. Under Payment Elections, select “Add” to add a new deposit or “Edit” to change a current deposit with the Cred.ai account details

Remember, you’re guaranteed that you will never pay fees or interest with Cred.ai Pro. Just use Cred.ai Pro as your direct deposit bank instead of your current debit card, spend like you always have, and start benefiting from Cred.ai Pro’s security and credit optimization features today. To learn more, visit cred.ai/chipotle and see Cred.ai Pro for Chipotle in action.